A minimum of Rs. The special thing is that even with small investment in this scheme, you can make a big amount. The account may be opened with an initial deposit of Rs. Interest at the rate, to be notified by the Government, compounded yearly shall be credited to the account till the account completes 14 years. To focus on gender critical districts and cities low on CSR for intensive & integrated action and engaging with communities to challenge gender stereotypes and social norms. On opening an account, the depositor shall be given a pass book bearing the date of birth of girl child, date of opening of account, account number, name and address of the account holder and the amount deposited. Eligibility for Sukanya Samriddhi Yojana Account. Sukanya Samriddhi Yojana is one of the most high-paying investment options in the fixed income segment. Online Payment. Bringing convenience at your doorstep with minimal charges, IPPB now introduces the service of making payments to your Sukanya Samriddhi Accounts. A minimum of Rs. © 2013 IDBI Bank Ltd. All rights reserved. You can now open SSY for your adopted girl child; You can deposit Money Online. As per the 2011 national census, the reduction in the number of the female population of certain Indian states continued to decrease. The government of India launched the yojana in 2015. Provided that where the marriage of the account holder takes place before completion of such period of 21 years, the operation of the account shall not be permitted beyond the date of her marriage. The account may be transferred anywhere in India, if the girl child in whose name the account stands, shifts to a place other than the city or locality where the account stands. On opening an account, the depositor shall be given a pass book bearing the date of birth of girl child, date of opening of account, account number, name and address of the account holder and the amount deposited. To meet the financial requirements of the account holder for the purpose of higher education and marriage, withdrawal up to 50% of the balance at the credit, at the end of preceding financial year shall be allowed only when the account holder girl child attains the age of 18 years. To prevent gender-biased sex selective elimination. In the event of death of the account holder, the account shall be closed immediately on production of death certificate issued by the competent authority, and the balance at the credit of the account shall be paid along with interest till the month preceding the month of premature closure of the account, to the guardian of the account holder. Where the Central Government is satisfied that operation or continuation of the account is causing undue hardship to the account holder, it may, by order, for reasons to be recorded in writing, allow pre-mature closure of the account only in cases of extreme compassionate grounds such as medical support in life-threatening diseases, death etc. Premature Closure of Account: The birth certificate of the girl child along with other ID proofs should be submitted to the bank while opening the account. The main objectives of Beti Bachao, Beti Padhao Yojana are: Strategies of Beti Bachao, Beti Padhao Yojana. Natural or legal guardian of a girl child shall be allowed to open the account for two girl children only, and also for third girl child, subject to certain exceptions. Deposits in an account may be made till completion of 14 years from the date of opening of the account. Sukanya Samriddhi Scheme is an important government scheme which covers an important part of the IAS Exam and its three stages – Prelims, Mains and Interview. 250 which can reach a maximum amount of Rs. Maximum of Rs. The account shall be opened and operated by the natural or legal guardian of a girl child till the girl child in whose name the account has been opened, attains the age of 10 years. Provided that where the marriage of the account holder takes place before completion of such period of 21 years, the operation of the account shall not be permitted beyond the date of her marriage. Beti Bachao, Beti Padhao Yojana is a campaign under the Government of India that was established for generating awareness and improving the efficiency of the welfare services intended for girls in India. 1,50,000/- can be deposited in a Financial Year (Under 80C IT exemption is available). Sukanya Samriddhi Account Scheme,2019 : Facility Available At All Our Branches . As per the census data in India, in 2001, the child sex ratio (0-6 years) in India was 927 girls per 1,000 boys and in 2011, it dropped to 918 girls for every 1,000 boys. Home > Personal banking > Savings scheme > Sukanya Samriddhi Yojana Scheme. The account may be transferred anywhere in India, if the girl child in whose name the account stands, shifts to a place other than the city or locality where the account stands. Last Updated on 01/02/2018. Maximum of Rs. Home > Sukanya Samriddhi Account : Sukanya Samriddhi Account : Account Opening Form – SSA FAQs on Sukanya Samridhi Account The Government of India has authorised IDBI Bank to receive subscriptions of Sukany Samriddhi Accounts through its All branches across India. Easy Access: Retail Loan Stmt. The initial investment for opening an account is Rs. The pass book shall be presented to the Bank, at the time of depositing money in the account and receiving payment of interest and also at the time of final closure of the account on maturity. Mozila firefox version 72 & above and Google Chrome version 80 & above. The main features of the Sukanya Samridhi Yojana Scheme, ©Copyright/ Indian Overseas Bank - 2010 - 2020     |     Best viewed at IE 11. On attaining age of 10 years, the account holder i.e. Initially, this scheme was launched with funding of ₹100 crores and targeted mainly to the clusters in Uttar Pradesh, Haryana, Uttarakhand, Punjab, Bihar, and Delhi. It is part of the ‘Beti Bachao, Beti Padhao’ yojana for the girl child. 1,50,000 annually with further deposits in the multiples of Rs. Amounts can be deposited for 15 years into the Sukanya Samriddhi account and remain operative for 21 years from the date of opening of the account. PPF and Sukanya Samriddhi premiums can be paid online through IPPB The monthly installment of RD amount can be transferred online into your … An irregular account where minimum amount has not been deposited, may be regularized on payment of penalty of Rs. If you have already opened an account in any of the post offices, you can simply transfer the same to any other branch of your choice. 1000/- and thereafter any amount in multiple of Rs. Sukanya Samriddhi Yojana SSY 2020 Apply Online 100. Adopting innovative interventions by the districts as per their local needs, context, and sensibilities. 50/- per year along with the minimum specified subscription for the year(s) of default any time till the account completes 14 years. The main features of the Sukanya Samridhi Yojana Scheme The Sukanya Samriddhi Scheme provided an interest rate of 8.4% and tax benefits to every account opened under it for July-September 2019. Only parents or legal guardians of the girl child can open a Sukanya Samriddhi account in the name of the girl. Natural or legal guardian of a girl child shall be allowed to open the account for two girl children only, and also for third girl child, subject to certain exceptions. The account may be opened by: To ensure the protection and survival of the girl child. Also known as Sukanya Samriddhi Account, this scheme was launched by PM Narendra Modi as a part of the Beti Bachao, Beti Padhao campaign. The natural or legal guardian in the name of girl child from the birth of the girl child till she attains the age of 10 years. Features; Terms And Conditions; Ministry of Finance (Department of Economic Affairs) vide their E-Gazette Notification dated 12th Dec,2019,G.S.R. Any girl child, who had attained the age of 10 years, one year prior to the commencement of these rules. Mode of Deposit: On maturity, the balance including interest outstanding in the account shall be payable to the account holder on production of withdrawal slip along with the pass book. The account shall mature on completion of 21 years from the date of opening of the account. A National Executive Committee has been formed by the Bharatiya Janata Party to promote Beti Bachao Beti Padhao (BBBP) across the country. The deposit in account can be made in cash or through cheque/ demand draft. Interest at the rate, to be notified by the Government, compounded yearly shall be credited to the account till the account completes 14 years. Where the Central Government is satisfied that the operation of any of these rules causes undue hardship to the account holder or account holders, it may, by order and for reasons to be recorded in writing, relax the requirements of that provision in a manner not inconsistent with the provisions of the Act. The natural or legal guardian in the name of girl child from the birth of the girl child till she attains the age of 10 years. Beti Bachao, Beti Padhao campaign is a national initiative jointly which aims to address the issue of the declining child sex ratio image (CSR). The minimum amount for opening an account under this scheme is Rs.250 and later, any amount in multiples of a hundred can be deposited. 1000/- shall be deposited in a Financial Year. the girl child may herself operate the account, however, deposit in the account may be made by the guardian or any other person or authority.

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